At this point in time, we are officially in a recession. So now what? Many individuals have found themselves unemployed and potentially out of a home because of the slumping economy. On the other hand there are people who only consider this decline as a thorn in their side. Sure, the price of gas may be down by dollars from where it was just a little earlier this year but so many people have lost their jobs over the last few months that they don’t care. …